Subscription Audit Calculator
Your recurring costs. Your choice of what to cancel. See the difference before the next renewal.
A clear method, not a cancellation rule.
Enter what is on your statement, not an estimated provider price. All entries stay included in current cost. Marking a service “Plan to cancel” changes only the scenario beside it. Removing an entry deletes it from the audit itself; Undo restores the last removed entry.
Monthly and annual charges
Annual recurring cost = monthly charges × billed months per year + annual charges. The displayed monthly average is the annual total divided by 12. Monthly plans default to 12 billed months; open Usage & seasonal billing to change that. Annual plans always count one full annual charge.
A worked example
A video plan at $15 per month, cloud backup at $120 per year, and a fitness app at $20 per month total $540 per year, or $45 per month on average. Nothing is selected for cancellation. If you select only the $120 annual backup, the planned future cost becomes $420 per year, or $35 per month on average. The $120 is an avoided future annual charge, not a promised refund.
What the result does not know
Prices are assumed unchanged. Taxes and fees are included only if you enter them in the charges. The result does not calculate refunds, cancellation fees, notice periods, exact payment dates, reimbursements, bundled discounts or currency conversion. An optional time-cost estimate uses your entered after-tax hourly rate; it is not additional savings.
How to use the audit
- Enter your charges. Add each subscription with its actual amount and monthly or annual billing. Use one currency for the whole audit; no conversion is performed.
- Choose a scenario. Select Plan to cancel only for services you are considering removing. Current recurring cost always includes all entered subscriptions.
- Review the difference. Compare current annual cost, the reduction from selected cancellations, and the future annual run rate. Review notice periods and renewal dates with each provider.
- Keep a useful next step. Copy the summary deliberately, copy the tool link without entries, or add the recurring cost to a household budget.
FAQ
Can I enter both monthly and annual subscriptions?
Yes. Enter the actual amount of each charge and choose Monthly or Annually. Annual charges are divided by 12 for the monthly average; they are not treated as monthly bills.
Will anything be selected for cancellation automatically?
No. Every entry starts unselected, including the example. Only the subscriptions you mark Plan to cancel are subtracted in the planned scenario. Usage never changes that selection.
Does selecting a cancellation cancel the service or create an immediate saving?
No. This tool only models the future recurring cost after your selected cancellations take effect. Notice periods, refunds, fees and renewal dates can change when you stop paying. Contact the provider yourself.
Does this calculator use real provider prices?
No. The optional example uses fictional charges, not vendor prices. Enter the amounts from your own bills, including any tax or fees you want included.
Are my subscription names, amounts or selections saved or shared?
They remain in the memory of this tab and are not saved by UsefulAtlas. Copy summary deliberately copies your names, amounts and selections. Copy tool link includes no entries. Pinning stores only the tool link in your browser.
How is cost per use calculated?
For a monthly plan, the monthly charge is divided by use days per billed month. For an annual plan, the annual charge is divided by 12 times the entered monthly use days. Zero or unknown usage has no per-use estimate; it does not create an automatic cancellation.